Cypriot banking sector non-performing loans data for January 2026

The Central Bank of Cyprus reported that the non-performing loans (NPL) ratio in the national banking sector remained steady at 1.6 percent as of January 31, 2026. This data aligns with the risk dashboard methodology of the European Banking Authority, which accounts for loans and advances to central banks and credit institutions. The figures show no change compared to the statistics recorded at the end of December 2025. Meanwhile, the coverage ratio for non-performing loans experienced a minor decrease, moving from 62.3 percent in December 2025 to 62.2 percent in January 2026. Total restructured loans reached a balance of 0.8 billion euros by the end of January 2026. Out of this total restructured amount, loans valued at 0.3 billion euros continue to be classified as non-performing exposures.